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How Much is Teeth Whitening at Dentist with Insurance?

Teeth whitening costs can vary significantly based on the treatment type, dentist’s experience, and the dental office location. Typically, professional in-office teeth whitening can range from $500 to $1,000 per session.

Get a Teeth Whitening at Enamel Dentistry Office Austin

How much is teeth whitening at dentist with insurance, and how much is it without insurance? These are common questions we get at our clinic. 

Here’s a breakdown of average prices in the US of what you can expect in terms of costs, potential insurance coverage, and financing options for teeth whitening.

Average Cost of Teeth Whitening Procedures

Teeth whitening costs can vary significantly based on the treatment type, dentist’s experience, and the dental office location. Typically, professional in-office teeth whitening can range from $400 to $1,000 per session. 

Here’s an overview of common whitening options and their costs:

  • In-Office Treatments: These procedures, including laser teeth whitening, can deliver fast, dramatic results but are generally the most expensive, averaging around $400 to $1,000.

  • Take-Home Professional Kits: Many dental offices offer customized whitening trays for at-home use. These kits usually cost $200 to $500 and provide a more gradual but effective approach to whitening.

  • Over-the-Counter Teeth Whitening Products: Options like strips, gels, and toothpaste are the most affordable, costing $10 to $100, but they lack the same level of potency as professional treatments.

How Much is Teeth Whitening at Dentist with Insurance Coverage?

Teeth whitening is typically classified as a cosmetic dental procedure, which means it’s generally not covered by standard dental insurance. 

Cosmetic treatments fall outside preventive or medically necessary care, so they usually require out-of-pocket payment. 

Here’s what you should know about potential insurance options:

  1. Cosmetic Dental Insurance Plans: Some cosmetic dental plans might cover a portion of whitening costs, though these are rare and often come with higher premiums.

  1. Exceptions for Medical Necessity: Teeth whitening might be covered if a medical condition, such as fluorosis or trauma, has caused discoloration. In these cases, a dentist can provide an insurance coverage assessment.

  1. Dental Discount Plans: Certain practices offer dental discount plans that provide reduced rates for cosmetic procedures, including teeth whitening. These plans can be an affordable alternative to insurance and often cover other general dental care costs.

How to Finance Teeth Whitening without Insurance?

If you don’t have insurance coverage for teeth whitening, there are still various financing options to make the procedure more affordable:

  • CareCredit Credit Card: This is a popular choice for covering healthcare expenses, including cosmetic dentistry, and offering flexible monthly payments.

  • Monthly Payment Plans: Some dental offices offer in-house financing options or installment plans for teeth whitening, making it more budget-friendly.

Getting a Personalized Estimate for Teeth Whitening

The best way to determine the exact cost of teeth whitening is to visit your dentist for a personalized estimate.

If you visit one of our offices, we can assess factors like the severity of discoloration, recommend the most effective treatment, and provide a detailed breakdown of costs and financing options.

We also offer an Enamel Dental Plan to make dental care more affordable and easy. If you choose our Smile More or Perio Protection package, you get one free teeth whitening included. The plan also covers check-ups, and cleanings, and provides up to 25% off on most other dental services.

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